The United States is the richest country on earth, yet has more poverty than any …
“Predatory inclusion” is what historian Keeanga-Yamahtta Taylor calls it in her book Race for Profit, describing the long-standing American tradition of incorporating marginalized people into housing and financial schemes through bad deals when they are denied good ones. The exclusion of poor people from traditional banking and credit systems has forced them to find alternative ways to cash checks and secure loans, which has led to a normalization of their exploitation.